Hello and Welcome to the ProACT Expatriate Advice Blog featuring topical information and articles for professionals, business and the retired living and working abroad.
ProACT have offices in Cyprus and UK and offer a Family Office Service covering Tax , Immigration, Property, Investment, Business and Pensions
or by email: hello@proactpartnership.com
Posted at 09:47 AM in Living Abroad | Permalink | Comments (0)
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Families can be fun but can be sad, can be rewarding, can be hard work, can make you laugh or make you cry. For better or worse a family is the work of a lifetime and something that can endure in the generations to come after you. It's important then to protect and secure the future of your family in the event you die, to make sure your legacy is a secure and prosperous family future.
During your lifetime you are there to ensure the best for your family and loved ones. You are in control and can make the decisions to ensure health and wealth ensues for your next of kin.
If things take a turn for the worse and you lose your health, or die, then the way you entrust your family legacy is to make a Will and appoint people you trust as executors to ensure your wishes, dreams and plans are carried out in the way you want to protect your loved ones - spouse and children, partner, friend or charity.
For better or worse your lifetime commitment the family gives then a secure financial future and a roof over their head.
ProACT Expatriate Advice
ProACT Expatriate Advice Services are for professionals, business and the retired living and working abroad or relocating overseas include making a will, expatriate pensions, and inheritance tax. ProACT provides cost effective solutions focused around the family for clients in Cyprus saving tax and probate fees. ProACT offer free reviews for all matters relating to this article.
Sam Orgill
Web: www.proactpartnership.com
Email: info@proactpartnership.com
Tel (+ 357) 26 819 424
Posted at 10:51 AM in Estate & Probate , Living Abroad, Making a Will & Trusts | Permalink | Comments (0)
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In life we can sort most disputes amicably. The EU offers consumer protection if you buy faulty goods. But sometimes circumstances get out of hand, emotions take over and positions become entrenched.
Normally the dispute ends up in court. However these disputes can be protracted, daunting and expensive.
There is another way to settle disputes in a legally binding way that does not involve the courts. This works for property, mortgage, contracts, and land or commercial disputes.
Arbitration & Mediation
Legal fees and court delays have led to the rapid growth of Arbitration Centres around the world. These are alternative dispute resolution bodies that solve legal issues by arbitration and mediation.
The idea is to settle the dispute through arbitration and mediation, saving time and money.
This involves binding agreements to negotiated settlements. This process can be completed in weeks at affordable costs, agreed in advance.
PEAC Launched
ProACT are proud to announce the launch of a new service, ProACT Expatriate Arbitration Centre “PEAC”, that is totally devoted to arbitration and mediation of international disputes between individuals, companies or organisations.
Mediation and Arbitration are settlement techniques using an impartial third party who imposes a binding decision on all parties in the dispute.
Arbitration and mediation gets agreement between all parties, each step of the process using trusted, independent arbitrators with the appropriate experience.
Contact ProACT
For a FREE review to see if arbitration or mediation can work for you contact ProACT.
ProACT offer expatriate advice services to professionals, business and the retired people living and working abroad including tax, wills, immigration and business services.
Sam Orgill
ProACT Expatriate Arbitration Centre
Web: www.proactpartnership.com
Tel: (+357) 26 819 424
Mail: legal@proactpartnership.com
Facebook: www.facebook.com/proactpartnership
Posted at 07:31 AM in Business Overseas, Cyprus Business Network Paphos, Living Abroad, Offshore Business, Relocating Abroad, Tax for Expats | Permalink | Comments (0)
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From my simple view point I can only see caution for investors. As the last 10 years has
repeatedly shown, banks and countries can go bust as well as developers,
companies and investment funds.
The answer is not to bury your head in the sand, but to invest wisely. What is
behind the investment? Who are making the guarantees? is it good value? If you
don't know, you take a chance and could be caught out.
If you take a calculated risk, you get your return.
ProACT Partnership Expatriate Advice for professionals business & retired living
and working abroad. Expatriate tax living abroad, overseas property & investment relocation consultants for UK citizens living abroad and Cyprus business network when relocating abroad, based Paphos Cyprus.
To review your tax, financial or legal change challenges,contact ProACT through Facebook,
email info@proactpartnership.com ,
or phone on Skype or Google Talk.
Or use the technology of the 20th century and call on +357 26 819 424
Sam Orgill
www.proactpartnership.com
www.facebook.com/ProACTpartnership
Sam Orgill
Take a browse around our website www.proactpartnership.com for info and ideas.
ProACT Professional Expatriate Advice Services for professionals, business and the retired living and working abroad or relocating overseas.
TAX SERVICES – WILLS & ESTATES – BUSINESS SERVICES – PROPERTY SERVICES
Posted at 04:37 PM in Business Overseas, Living Abroad, Pension Overseas, Relocating Abroad, Tax Planning | Permalink | Comments (0)
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Well the financial world hasn't changed much over the new year period. Europe still
haven't resolved their solvency issues and continue to drag the world down.
Whither for investors in property, business and investment?
Take Care
From my simple view point I can only see caution for investors. As the last 10 years has
repeatedly shown, banks and countries can go bust as well as developers, companies and investment funds.
The answer is not to bury your head in the sand, but to invest wisely. What is behind the investment? Who are making the guarantees? is it good value? If you don't know, you take a chance and could be caught out.
If you take a calculated risk, you get your return.
BONDS
Government Bonds were a safe haven for investors but with UK and US bonds being issued at around 2% interest the returns are poor, and these countries still have a lot of debt!, It is no great investment. Less stable countries give you more interest, but they can go bankrupt just like anyone else. This is the problem in Greece . If their bankers around the world continue to fund their debt they are ok, if they pull the plug bond holders lose. Ask the Cypriot banks who have lost half their investment - €9m euros - to Greek banks. Ditto any other south Europe countries.
Deposits
Bank deposits, please how many times. The bank is as strong as its balance sheet. If the bank has over valued property assets against loans that developers or individuals can't pay, then they are living in the same world as Greece - relying on continued good will and confidence from their bankers, government and customers. There was a major run on Swedish banks in Latvia on a
December Weekend, how fragile is the world of banking at the moment, how fragile the confidence?
Guarantees
Trust in bank guarantees if you wish but they are as strong as the government behind them..... Can Germany afford to bail every one out in Euro land? Would they? They stand as the only triple AAA rated country in Europe now.
Choose your bank well, choose ones that are profitable and secure. Remember the new economies have the cash and wealth right now , don't pooh pooh Russian, Middle East , Indian or Chinese banks. Remember the world’s biggest bank, although essentially a British Bank, HSBC is the Hong Kong and Shanghai Bank.
Shares
Shares are regularly dismissed as investment options by individuals. They give up returns of 5-10% long term in exchange for funds and banks where they get 2-4%, the difference is the charges made by the bankers.
The economies , balance sheets and assets of large multinationals can be larger and stronger than many countries and most banks. Invest in Shell or your local bank? Which is more secure?
Apple reported a $79million cash holding in its balance sheet in the summer of 2011, at the time more cash than held by the American government.
Think Differently
Think differently people to get a better result.
Large , successful, profitable multinationals paying dividend income of 4-5% is logically a better return for cash investors in today's world. Think Glaxo, Shell, BP, AMP, Apple, De La Rue, energy utilities.
This article is not investment advice. It is a guide to thinking differently . You don't have to accept your investment or tax lot, there is always another way, a different way to look at your money, your business, your taxes. A way that will lead to lower taxes, better returns and financial freedom from the normal constraints of the old world.
The world is changing through evolution and revolution driven by IT and information technology. It's done good for Facebook, Apple and Amazon who have created new industries and an abundance of wealth, and lead to the demise of old world thinking business and countries. Join the revolution in 2012 to a better and more prosperous future for everyone.
Contact ProACT
ProACT Partnership Expatriate Advice for professionals business & retired living and working abroad. Expatriate tax living abroad, overseas property & investment relocation consultants for UK citizens living abroad and Cyprus business network when relocating abroad, based Paphos Cyprus.
To review your tax, financial or legal change challenges, contact ProACT through Facebook,
email info@proactpartnership.com , or phone on Skype or Google Talk. Or use the technology of the 20th century and call on +357 26 819 424
Sam Orgill
www.proactpartnership.com
www.facebook.com/ProACTcyprus
Take a browse around our website www.proactpartnership.com for info and ideas.
ProACT Professional Expatriate Advice Services for professionals, business and the retired living and working abroad or relocating overseas.
TAX SERVICES – WILLS & ESTATES – BUSINESS SERVICES – PROPERTY SERVICES
Posted at 04:33 PM in Business Overseas, Inheritance Tax Planning, Living Abroad, Relocating Abroad, Tax for Expats | Permalink | Comments (0)
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Make your own slideshow at Animoto.
Posted at 11:34 AM in Living Abroad | Permalink | Comments (0)
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Posted at 08:11 AM in Living Abroad | Permalink | Comments (0)
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Starting or running a business in Cyprus can be full of frustrations and challenges; getting licences, grants, permits and registrations.
Whether you rent property or run a business. ProACT offer efficient and effective business administration services for every type of business challenge in Cyprus.
Contact ProACT for FREE review and evaluation.
We can also offer Will, Probate and Tax services
Sam Orgill
ProACT Partnership Web: www.proactpartnership.com Tel: +357 26 819 424
Mail: info@proactpartnership.com
Posted at 05:07 PM in Business Overseas, Cyprus Business Network Paphos, Immigration & Visas, Living Abroad, Relocating Abroad, Tax for Expats | Permalink | Comments (0)
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